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Charlotte Business Owners Insurance

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Choosing the right commercial insurance for your business in Charlotte requires time and effort that many business owners cannot spare. Experienced Premier Insurance insurance specialists customize insurance options to precisely fit your business needs while sourcing the best rates from a network of carriers.

For financial protection and peace of mind, Premier Insurance offers a variety of commercial coverage options that include:

Standard commercial auto insurance

covers bodily injury and property damage liability as well as personal injury, medical costs and lost wages in the event of a vehicular accident. Discuss the options that are right for your business with an experienced Premier Insurance specialist.

Commercial property insurance

covers your business and personal property against the risk of damage from fire, natural disaster, vandalism and theft. Premier Insurance offers tailored policies with expanded coverage that often reimburse on a replacement cost basis in the event of loss.

General liability insurance

is essential, whether you are a small business owner, contractor, landlord or service professional. Premier Insurance designs your insurance packages according to your business requirements and helps you identify key factors to reduce risk.

Commercial umbrella insurance

adds an extra layer of commercial liability protection for your business. If your business has numerable assets, consider the extra coverage that goes beyond general liability insurance to ensure extended protection in the event of major claim or lawsuit.

Professional liability insurance

is important for manufacturers and service oriented businesses in Charlotte to protect assets against claims concerning “errors and omissions” that have possibly caused injury, loss or damage to another party.

Workers' compensation insurance

is mandatory in most states to cover costs for employee work related injuries. Standard policies pay lost wages and medical expenses and protect your business against lawsuits from work related accidents.

Insurance

It can be difficult to select the right insurance coverage options catered to your needs. Too often, the standardized insurance packages don’t reflect your circumstances or possessions. Fortunately, the insurance brokers at Premier Insurance believe in streamlining and simplifying the process for each client.

No one ever wants to have to be in a situation where they require insurance but you never know what will happen when. To gamble that you will not need insurance is never a bet you should take.

Every business requires some form of insurance protection. Contact a Premier Insurance expert today to learn more.

Contact us now to get a free quote!

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